Archive for January, 2010

Online Loan- Incorporating Technology in the Loans Process

Monday, January 18th, 2010

The use of computers was introduced immediately after its launch by loan providers to ease their operations. Internet technology that resulted in the emergence of the online loans was introduced later. Necessity is the mother of invention. The adage aptly holds in case of online loans. Borrowers always suggested a method wherein there participation in the loans process is minimised. Lenders too needed an online loan to lessen their own workload.

An online loan came to benefit both the borrower as well as the loan provider. The ease with which online loans resulted into will be best illustrated when compared with the scenario that prevailed before its inception. A borrower was required to be present at the loan provider’s office for all the documentation. The situation became more troublesome when the period of operation of the loan provider matched the office timings of the individual. This excludes the plight of common borrowers who had to visit several lenders to check their loan offering. There was no other manner in which the borrower would have conducted the search in those days. Most borrowers who could not have borne the inconveniences of the process unwillingly accepted the offers that came to them, with full knowledge that they could have received better deals.

The benefit to the loan provider accrues in terms of the decrease that online loans have brought about in the paperwork. Details of each borrower needed to be documented. This would often be too time-consuming. Besides, there was unnecessary wastage of stationery and required the employment of personnel to undertake the job. An online loan saves for the borrowers on all these counts. Details of the borrower are received along with the application form. Duplication of work is made redundant and thus saves time as well as cost incurred by the loan provider. If the cost incurred in arranging an online loan is low for the loan provider, then it will willingly offer the loan at a low cost.

Online loans have become very popular now. People still hesitate in dealing with a virtual loan provider. There are basically two aspects to this hesitation. Firstly, there is the issue of reliability. People still need a personal bonding with the loan provider before acceding to the loan agreement. To make the process of awarding online loans more personal, some loan providers allow easy access to its representatives. Borrowers can easily consult the experts for getting justification on important issues related to the online loan.

The other issue that may affect the borrower’s decision to get an online loan is of safety. The online scams that are regularly in news often are behind the vacillating decision. However, most loan providers make more than sufficient endeavour to ensure that the safety of the borrowers’ information is upheld. The details of the borrowers are stored in a secured server to prevent unauthorised access. The latest encryption technology is used to ensure that borrowers get the maximum security of their data. Borrowers are also wary of the marketing companies that are forwarded their details for undertaking their marketing campaigns. This is expressly prohibited under Data Protection Act of 1998. Relevant bodies have been set up where a borrower can complain about such misuse of the personal information.

The delay in approval that most borrowers complained of earlier can be done away with an online loan. The search for matching loan offers starts immediately after the request for online loan is received. When processes are conducted online, they may be conducted simultaneously to lessen the time involved. A faster approval means a faster sanction of the loan amount to be employed instantly to the purpose.

Almost every major lending banks and financial institutions in the UK have introduced the online loans. Now every website gives borrowers the option to fill up the application form after studying about the loan provider and the loan they require on the website. An added advantage of the online loans is that borrowers can strike out the inappropriate loan providers by just looking at the information that they provide on the internet. To get a more realistic feel of the structure of the online loan, borrowers can request an online loan quote. The loan quote states the rate of interest, monthly repayments and such other details about the loan. And all of these without incurring any obligation to accept the deals being offered by a particular loan provider.

Peter Taylor is a senior financial analyst at easyfinance4u with an acumen for finance and insurance. In recent years he has taken up to provide independant financial advice through his informative articles.His articles are widely read because of the lucid manner of wriiting and thoroughly researched datas.To find Secured loans,secured personal loans,secured debt consolidation loans in uk that best suits your need visit

http://www.easyfinance4u.com

Peter Taylor is a senior financial analyst at easyfinance4u with an acumen for finance and insurance. In recent years he has taken up to provide independant financial advice through his informative articles.His articles are widely read because of the lucid manner of wriiting and thoroughly researched datas.To find Secured loans,secured personal loans,secured debt consolidation loans in uk that best suits your need visit

www.easyfinance4u.com

Preventing Benign Prostatic Hypertrophy through Ayurveda

Monday, January 18th, 2010

Preventing Benign Prostatic Hypertrophy through Ayurveda

Definition:

Benign prostatic hypertrophy is swelling of Prostate gland. The prostate is a walnut sized gland that is only present in men. It is located just below the bladder and top of the penis. This gland surrounds the urethra ( the tube through which urine flows from the bladder and out through the penis ).
It is a very astonishing fact to know that the condition BPH has been explained in ayurveda long back. The anatomical position of prostate gland, symptoms of BPH and its remedies are explained by Acharya Sushruta.

The anatomical position of prostate gland is described in ayurvedic classics as follows
In Yogaratnakara it has been described as –
” NAABHERADHASTHAATSANJAATAHA SANCHAARI YADI VAACHALAHA |
ASHTEELAAVAD GHANO GRANTHIROODHWAR MAAYATA UNNATAHA || “

Which means ” Below umbilicus (NAABHI), there is a hard gland which is little bit bulged and changes its place some times and some times stays stationary. This gland is like “Ashteela” (A small stone used to sharpen swords). This gland when affected by vitiated vata causes a disease called “vataashteela” (or benign prostate hypertrophy)

Sushruta explains the structure , anatomical position of prostate gland and symptoms of BPH as follows.

“SHACRANMAARGASYA BASTHESHCHA VAAYURANTARAMAASHRITAHAI
ASHTEELAAVADGHANAM GRANTHIMMOORDHVAMAAYATA MUNNATAM|| “

Which means – the place between rectum and bladder is occupied by vitiated vata it affects the easy flow of urine, stools and semen by enlarging the gland ” Ashteela”.

The prostate gland enlarges in all men as age advances. BPH is very common and affects one third of men who are over 50. A person suffering from BPH does not have the increased risk of prostate cancer.

Functions of Prostate gland

One of the main functions of the prostate is to produce a fluid, which contribute to the liquid portion of semen and this liquid allows the sperm to move freely.

The gland is divided into peripheral, transitional and central zone. The overgrowth takes place in central zone which leads to BPH.
Effects of BPH Prostate gland surrounds urethra. When prostate gland enlarges, it constricts the urethra reducing the urine flow. The emptying of bladder becomes very difficult because of this.

Causes of BPH

According to present medical concepts the actual cause of prostate enlargement is unknown.
But the causes of BPH are very well explained In ayurveda which is based on tridosha theory.The causes of vataashteela or BPH are explained as follows
Causes for vataashteela according to dosha theory:
vataashteela is caused by vitiated vayu and apaana vayu ( a subcategory of Vayu)

( APAANA VAYU is located in two testicles, urinary bladder, phallus, umbilicus, thighs, groins, anus and colon.

Functions of apana vaayu are Ejaculation of semen, voiding of urine, stools, elimination of menstrual blood and expulsion of fetus. )

. The vitiation of vayu and apaana vayu is caused by
1. Controlling the urge of urination
2. Controlling the urge of defecation
3. Over indulgence in sex.
4. Consuming dry, very cold and less quantity of food
5. Old age
6. General weakness
7. Indigestion
8. Physical and mental overexertion.

Symptoms of BPH

• Difficulty in starting to pass urine ( hesitancy ),
• A weak stream of urine,
• Dribbling after urinating
• The need to strain to pass urine,
• Incomplete emptying of bladder.
• Difficulty to control the urination urge.
• Having to get up several times in the night to pass urine,
• Feeling a burning sensation when passing urine.
• Passing urine mixed with blood (indication of infection)
Symptoms of vatashteela are described as follows.

” VINMUTRAANILA SANGASCHA TANNAADMAANAMCHA JAAYATE|
VEDANAA CHA PARAA BASTOU VAATAASHTEELETI TAAM VIDUHU || “

The vitiated ashteela gland when enlarged is called as “vatashteela”. This enlarged gland causes
1. Obstruction to easy flow of urine.
2. Obstruction to Easy passage of stools and gas
3. Bloating of Stomach.
4. Pain in bladder.
When the above mentioned symptoms are noticed then one should seek proper medical advice.

Diagnosis

A digital rectal examination will be performed to examine the size of prostate by inserting a finger into the rectum. A distended bladder can be felt per abdomen. Ultra sound examination will be done to determine the amount of urine left in the bladder after urination. Routine urine test will be done to rule out infections.
A prostate gland tissue may be collected using a needle to check for cancerous cells

Ayurveda tips for SELF-CARE

If symptoms are mild, the following methods can be tried for relief:
1. Vata gets vitiated when natural urges are controlled. Hence do not control the natural urge of passing urine. Urinate when you first get the urge.
2. Go to the bathroom even if you do not have urge.
3. Alcohol, tobacco, coffee increase vata and vitiate it. Hence avoid alcohol, tobacco and coffee, especially after dinner.
4. Vata gets normalized and vitiation comes down when body is warm. This can be accomplished with regular exercises and keeping the body warm.
5. Mental exertion leads to increase of vata. Avoid mental exertion at work place and at home.
6. Avoid foods which cause constipation as constipation causes vitiation of vata..
Other general tips
1. Avoid drinking fluids from two hours before going to bed.
2. Avoid cold and cough medications that contain decongestants or antihistamines. These medications can increase BPH symptoms.
3. Avoid drinking excess amount of liquids. Distribute the intake of fluids throughout day.
4.

Prevention

BPH can be prevented by -
1. Consuming low fat diet
2. Including lots of fiber in diet ( fruits and vegetables which are rich in fiber).
3. Visiting your family physician as soon as you notice any symptoms while passing urine.

Apart from these many effective herbal remedies have been mentioned in Sushruta samhita and Yogaratnakara.

Biography of Dr.SavithaSuri
Qualifications: Dr.SavithaSuri has completed graduation in Ayurvedic medicine and surgery (B.A.M.S) from Government college of Indian Medicine (GCIM), Mysore in 1988 .This college belongs to University of Mysore ,Karnataka, India
She is practicing Indian System of Medicines since 16 YRS in Mysore, Karnataka, India.
She has contributed health related articles and articles about Ayurveda in state level News papers, magazines and Health related web sites. Dr.SavithaSuri is a regular health Columnist to a regional newspaper.

Website www.ayurhelp.com/

Email mailto:doctor@ayurhelp.com

“The Lion, the Witch, and the Wardrobe” – Einstein Would Have Loved It!

Wednesday, January 6th, 2010

In the popular movie “The Lion, the Witch, and the Wardrobe”, author C.S. Lewis created the imaginary land of Narnia, where 4 children encounter time travel and discover the forces of both good and evil, and take a much greater part in that battle than they had ever dreamed possible.

Set during World War 2, four siblings Lucy, Peter, Susan and Edmund are moved to the county because of the bombing in London, and begin to explore the big house that is their temporary new home. In a back room of the house is a large wardrobe filled with many coats. The youngest sister, Lucy, runs into the wardrobe to hide from the other kids, and in so doing discovers that the back of the wardrobe is the door to another world named Narnia. In that world she encounters a faun named Tumnus who lulls her to sleep with an enchanting tune on his flute. When she returns hours later through the wardrobe to her brothers and sister, she finds that no time at all has elapsed. Apparently time in Narnia is non-correlated with time in England. (A notion, by the way, consistent with Einstein’s General Theory of Relativity.) Her siblings quite naturally chide her when she tells them of her adventure, but she remains convinced her experience was real. One by one the others also enter, but find that this new world of Narnia is no longer a happy place but is locked in the grip of perpetual winter by the magic of an evil queen.

In due time the children, known in Narnia as “sons of Adam and daughters of Eve” learn that Aslan, the lion king of this world of Narnia, is coming back and can help them against the witch. But when they learn that one of their own, Edmund, was deceived by the witch and now is actually in her service, they need even more help. Aslan is as good as he is powerful, and with him all things are possible. He eventually gives his life in exchange for their release from the magic of the White Witch, then comes back to life due to “deeper magic from before the dawn of time.” (Wormholes into another dimension?) After much battling the forces of evil with Aslan’s help and finally defeating the White Witch, the 4 children eventually rule the kingdom of Narnia as Kings and Queens for what seemed like a thousand years before being whisked back to England only to find themselves children again playing in the old house.

Hmmmm. Sounds kind of familiar…like something that has been going on in our world for the past few thousand years.

Well, be that as it may, and setting aside for a moment the obvious parallels to Christianity, it occurred to me that Einstein would have been first in line to see the movie.

How so?

For one thing, Einstein, known for his massive knowledge, said “Imagination is more important than knowledge. For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand.”

In the land of Narnia time was completely non-correlated to time in England, which is consistent with Einstein’ theory of time dilation. And wormholes that tunnel into distant regions of space and time and black holes and string theory and spacetime curvature… “The Lion, the Witch & the Wardrobe” has it all and more.

Move over, Albert, I’m coming with you!

Duane Shinn - EzineArticles Expert Author

Duane Shinn is the author of over 500 music books and music educational materials such as DVD’s, CD’s, musical games for kids, chord charts, musical software, and piano lesson instructional courses for adults. His weekly DVD home-study course for adults who want to learn to play the piano “Crash Course In Exciting Piano Playing For Busy Adults!” is being used widely around the world. He holds advanced degrees from Southern Oregon University and was the founder of Piano University in Southern Oregon. He is the author of the popular free 101-week online e-mail newsletter titled “Amazing Secrets Of Exciting Piano Chords & Sizzling Chord Progressions” with over 70,000 current subscribers. He also is the father of 4 now-grown kids, all of whom grew up hearing their Dad read “The Chronicles of Narnia” to them.

Oakley Sunglasses! A Global Brand That Defines The True Meaning Of “Vision”

Saturday, January 2nd, 2010

It’s amazing that it has been 30 years since the Oakley name has been introduced, and that this incredible brand of Oakley products originated from a man that started off with a line of motocross goggles back in 1980!

Oakley’s reputation has grown since then to be the industry leader in the manufacturing of high-quality sunglassproducts. Their successful journey started with their first high-performance line of Eyeshades®, and branched off into numerous options of sunglasses including M Frames®, Zeros®, E Wires®, A Wires®, Eye Jackets®, Moons®, the X-Metal®, series Mars®, Romeo®, Juliet®, and the introduction of the eyewear called OVERTHETOP®!

The Oakley product line has since grown including prescription eyewear line, Oakley watches, Oakley clothing, footwear, and a wide range of accessories that will be touched on in another article.

Top Oakley Frames Are Designed For Purpose!

Oakley frame options are extremely extensive, so I won’t go into the features of every frame and lens they offer. What I have done though, is listed some of their top designs, and I will go into detail on how they will benefit you.

*M Frames: For the person looking for some serious eyewear protection, the Oakley M Frame® is classified as essential equipment for the extreme athlete! Consisting of features that include true Polaric Ellipsoid® geometry, where the lens is contoured in three dimensions to match the curvature of the eye. This patented technology provides you razor-sharp clarity at all angles of view, and you get complete protection against the wind, sun, and side impact.

The M Frame® is ultra-lightweight and extremely comfortable, but don’t let this fool you into believing that they will not stand up to extensive abuse. These glasses exceed ANSI Industrial standards for high mass, and high-velocity impact protection!

All the lenses are constructed of pure Plutonite®, which blocks 100% of all the UVA, UVB, UVC, and harmful blue light, offering incredible clarity at the highest level, and the lens options are removable and interchangeable to adapt to a variety of light conditions. The M Frame with hinges for a customized fit, and the Pro M Frame with a hingless design with subtle pressure and flexibility for a secure fit, also come with optional RX implants that are custom grounded to give you optimum corrective prescription optics.

Other frames to consider for the extreme water-sport buff is the Oakley lines including the Oakley Water Jacket® with glare reduction, and vented lenses that combat against all elements on the water. This lens has a formulated hydrophobic coating that prevents water droplet build-up. These are great for athletes that like to play hard in the liquid playground!

Another one to contemplate is the Racing Jacket® that will attract anyone looking for a lens that doesn’t easily fog up. They include the best clarity with the patented XYZ Optics®, and have the best defogging ventilation called Ram-air surge ports, combined with Unobtainium® nosebombs, and earsocks that keep the frames securely attached to the hingeless, lightweight frames.

Oakley design! It Doesn’t Hurt To Have The Best Protection Make You Look Great

If style and your fashion presence are important to you, but you don’t want to compromise your vision safety, Oakley protection has you in mind! They know that how you look and feel is truly the reason why they produced the complete line of Oakley wires, and X Metal frames.

Wire Frames: There are approximately fifteen styles existing, including the hatchet wire, crosshair, and whisker, along with many other wire frame sunglasses. Depending on what style you choose, you will quickly notice the unique wired frame styles, and quality features ranging from the patented hydrophilic Unobtainium® earsocks to ensure a snug, secure fit, the XYZ Optics® for maximized clarity at all angles of vision, the Plutonite® lens material for 100% UV protection, Polarized lenses, and optional Iridium® coating to reflect glare and heighten contrast. What this means for you is that these particular sun glasses not only have a fantastic fashion look, but also will provide you with the best eye care protection from all the bad elements on this planet!

X Metal XX: What can I say! How can you not be impressed with a sunglass that includes Explosive compounds that are vaporized at 3600®F, and is the only frame offering 3-D sculptured, hypoallergenic, all-metal frames on earth! Part of the X- Metal frame family such as the Romeo and the Juliet, it has matched features from the two to enhance coverage for people with larger facial sizes, and now provide new options from Titanium Dioxide plating, to true 24-karat gold finish. Available in a prescription lens as well.

With Oakley making a presence in well over 100 countries around the world, and now with Oakley online giving access to millions of people via the internet, their growing message is that they would like to be recognized as the innovators of reinventing the concept of eyewear. Their passion that ignited the optical industry has provided their vision to become not only the best optical product providers, but also the leader in quality fashion, and an exciting line of accessories!

About the author: William is the owner and the author of “1st In Cool Eyewear” available at http://www.1st-in-cool-eyewear.com A great source for cool sunglasses and a wide variety of sunglasses available online. Find and compare sunglass sites for Oakley sunglasses, Polarized sunglasses, discount sunglasses, designer sunglasses, and sport sunglasses, all in one convenient location.